Liquidity Facility

Settlement liquidity, without the wait.

TransFi fronts your payouts the moment they are initiated - so recipients are paid instantly while the underlying settlement clears in the background.

Settlement delays quietly cost global businesses billions in working capital.

Cross-border payments still take days. Funds are locked in correspondent networks while suppliers, payroll and partners wait. Businesses either delay operations or borrow to bridge the gap.
Get started
Why choose Settlement Facility

A liquidity layer that keeps payments moving.

TransFi injects instant liquidity against your incoming settlement, so funds continue flowing to recipients while the underlying transfer completes in the background.

Instant liquidity
Draw against pending settlements the moment they're initiated - no delays, no borrowing.
Stablecoin treasury
Institutional-grade USDC and USDT reserves held with regulated custodians and audited monthly.
Native FX
Convert into 60+ local currencies at institutional rates with settlement into domestic rails.
Comparison

Traditional settlement vs TransFi.

TRADITIONAL
T+2
T+5
Funds locked in correspondent chain
T+2 to T+5 settlement times
FX conversion at multiple hops
Opaque status and reconciliation
Manual treasury operations
TRANSFI SETTLEMENT FACILITY
T+0
Instant liquidity against pending settlement
T+0 recipient credit, background completion
Single FX conversion at institutional rate
Real-time status via API and webhooks
Automated reconciliation and reporting
Global coverage

A settlement network in every major corridor.

Local rails across 40+ countries, connected to a shared stablecoin treasury. One integration, worldwide reach.

Trust & compliance

Enterprise-Grade Security & Compliance

DEVELOPERS

Move value with a single request.

A single POST kicks off funding, FX, and local payout. Idempotent endpoints, typed SDKs in TypeScript, Python and Go, and webhooks for every state transition.
Idempotent, versioned REST API
Signed webhooks for every state change
Sandbox with realistic settlement timing
Security & Compliance

One API. A complete settlement stack.

Every layer of the payment path - from your merchant surface to local recipient rails - is orchestrated through a single, type-safe API and observable in real time.

AI-Powered Fraud Detection

Real-time transaction scoring using machine learning models trained on billions of transactions.

Global Compliance Infrastructure

AML, KYC, and regulatory compliance embedded at every touchpoint across 70+ jurisdictions.

PCI DSS

The highest level of payment security certification, protecting every card transaction end-to-end.

Transaction Monitoring

Continuous 24/7 monitoring with instant alerts and detailed audit trails for every payment.
ENTERPRISE READY

Built for treasury, trusted by compliance.

FAQs

Frequently Asked Questions

How can I access the Settlement Facility?

The Settlement Facility is available to eligible TransFi customers using BizPay Pro or the TransFi API. Once your account is live and meets the required eligibility criteria, our team will enable the facility based on your business profile, transaction volumes, and settlement requirements.

How does the Settlement Facility work?

The Settlement Facility allows your business to continue sending payouts while your incoming settlements are still being processed. TransFi provides liquidity to bridge the settlement gap, ensuring uninterrupted payment operations. Once the original settlement is completed, the liquidity is automatically reconciled

Do I need to pre-fund my settlement accounts?

No. The Settlement Facility is designed to reduce the need for maintaining large pre-funded balances. Eligible businesses can access liquidity to support payment operations while settlements are in progress, helping optimise working capital and cash flow.


Which currencies and payment methods are supported?

The Settlement Facility supports a wide range of local currencies, stablecoins, and global payment methods across TransFi's network. Supported currencies and payment rails depend on your integration and operating regions. Contact our team to discuss your specific requirements.

Is the Settlement Facility secure and compliant?

Yes. Every transaction is protected by TransFi's enterprise-grade risk management and compliance framework, including AML screening, KYB/KYC verification, transaction monitoring, and continuous fraud detection. This ensures secure, reliable, and compliant settlement operations across supported markets.

Ready to remove settlement from your critical path?

Talk to our team about facility sizing, corridors and integration timelines.