Question 1

Who is TransFi's Digital Banks, Wallets & EMIs solution built for?

Accepted Answer

This solution is designed for digital banks and neobanks, wallet providers, electronic money institutions (EMIs), cross-border payment businesses, and e-commerce platforms that need to move money globally through a single integration, combining fiat rails and stablecoin infrastructure.

Question 2

How does TransFi help with account top-ups?

Accepted Answer

TransFi lets users fund their accounts through local payment rails or digital assets, which are then instantly converted into the currency the platform settles in. This gives platforms access to more than 560 million digital currency users, along with lower transaction costs and transparent settlement through a single API covering both fiat and stablecoin rails.

Question 3

Can merchants be settled in stablecoins instead of fiat?

Accepted Answer

Yes. TransFi can settle merchants in stable value instantly, which removes FX drift and reduces the chargeback overhead associated with legacy card rails, while keeping compliance built into every transaction.

Question 4

How many currencies and payment rails does TransFi support?

Accepted Answer

TransFi's routing engine supports 40+ currencies through one integration. Smart FX routing automatically selects the cheapest and fastest path across fiat or stablecoin rails, with an average spread of around 0.4% and settlement in under 2 minutes, saving businesses close to 78% on fees.

Question 5

What payment methods and rails are available through TransFi?

Accepted Answer

Supported rails include major cards (Visa, Mastercard, Amex), bank transfers (SEPA, ACH, FedNow, Faster Payments), stablecoins (USDC, USDT, EURC across 8 chains), digital wallets (GrabPay, PayNow, GCash, UPI), multi-currency virtual accounts with named IBANs, and local payment methods such as OXXO, PIX, M-Pesa, and Boleto.

Question 6

How reliable is TransFi's infrastructure for financial platforms?

Accepted Answer

TransFi runs on a multi-region, active-active infrastructure with zero-downtime deployments, delivering 99.99% uptime. Transactions confirm in an average of 1.4 seconds, with over 90% conversion rates and latency under 2 seconds, backed by 24/7 monitoring.

Question 7

What compliance and security standards does TransFi meet?

Accepted Answer

TransFi's infrastructure is built around KYC, KYB, AML, and KYT screening for every transaction, and is compliant with PCI DSS, SOC 2, and ISO 27001 standards, ensuring every flow is auditable and every counterparty verified.

Question 8

How quickly can a digital bank or wallet provider integrate with TransFi?

Accepted Answer

TransFi is designed for fast integration, with type-safe SDKs, webhooks, and a complete sandbox environment that let development teams start building in around 5 minutes. Platforms can choose white-label and native deployment, work directly with developer-first API documentation, or use plug-and-play modules for rapid rollout of pre-built financial flows.

Question 9

Can I fully white-label the payment experience for my customers?

Accepted Answer

Yes. TransFi supports fully branded, white-label payment experiences alongside native integration options, so digital banks, wallets, and EMIs can offer a seamless, on-brand experience to their end users while TransFi's infrastructure operates behind the scenes.

Question 10

What results have other financial platforms seen using TransFi?

Accepted Answer

Platforms on TransFi have reported strong outcomes, including a neobank expanding to 15 markets within 9 months, a wallet provider cutting cross-border settlement costs by roughly 40% using stablecoin rails, and a cross-border payments platform reaching a 99.8% payment success rate through smart routing across multiple rails.

Amerika Utara

Amerika Selatan

Afrika

APAC

EMEA

Memperluas jangkauan global bank, dompet digital & EMI

Dirancang untuk pengiriman uang global yang lebih andal

Sederhanakan top-up dengan stablecoin.

Tawarkan transaksi stablecoin kepada merchant.

Fasilitasi pembayaran global dalam mata uang apa pun.

spread 0,4%

< 2 menit

~78%

Dibuat untuk setiap platform keuangan.

Jangkauan global. Pengalaman pembayaran lokal.

Infrastruktur yang dirancang untuk skala besar.

99,99%

90%+

< 2 dtk

24/7

Membentuk masa depan konektivitas finansial.

Integrasikan sekali. Skalakan secara global.

Infrastruktur yang dipercaya oleh platform keuangan yang sedang berkembang.

15 pasar

−40%

99,8%

Bangun masa depan keuangan global.